The modern way to manage money
Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money - together.
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What is Monarch?
Your home base for money clarity
Monarch simplifies finances by bringing all your accounts together into one clear view. Always know where your money is and where it's going, achieve your goals quicker, and collaborate with your partner or professional at no extra cost.
Everything you need, all in one app
Connect your accounts and Monarch will do the heavy lifting to categorize your finances. From there, you can track, budget, collaborate, and set goals specific to you.
Know where you stand
From your net worth to day-to-day spending and cash flow, feel confident about where you’re at.
Learn more
Dashboard
Prioritize the insights you need
Customize your dashboard view and add widgets to your phone so the insights that are most helpful to you are always front and center.
Transactions
Review transactions your way
Review all transactions, or just some. Set your preferences to focus on big purchases, uncategorized items, or those paid from certain accounts. Review and edit quickly, on the go from the mobile app.
Search
Find transactions in a snap
Monarch brings all of your financial data into one place and makes it easy to find exactly what you're looking for.
Monthly Review
Stay informed with a monthly snapshot
Swipe through a monthly summary of your finances for quick insights on your top expense categories, cash flow, and changes to net worth. Use your monthly review as an easy way to stay on the same page with your partner.
Rules
Automation that keeps things organized
Monarch uses AI to clean your transactions, and gets smarter over time. If you want more control, easily set up rules to predictably update merchant names, categories, tags, notes, and more to keep everything organized.
Privacy
A focused, ad-free experience
We're committed to building the best product - one that actually makes your finances enjoyable. That means an uncluttered experience with no distracting ads, and we'll never sell your financial data to third parties.
Syncing
Best-in-class data connectivity
Monarch syncs with multiple financial data providers, more than other apps, to connect with 13,000+ financial institutions and keep them in sync.
What our members say
“I love everything about this app. Building a budget is easy, tracking spending is awesome, and everything I wanted in an app this can do! So easy and flexible.”
App Store Review
“Because of this app, I feel like I am not winging it financially anymore and feel on top of my spending.”
App Store Review
“This app does it all. It combines extremely granular monthly budgeting functionality with holistic, high-level wealth management tools/goal setting better than any app out there.”
App Store Review
"Finally a financial dashboard that allows for intuitive customization but also has a powerful set of pre-built functionality! Safe to say we’ve become more aware of our financial situation and made moves toward progress since joining Monarch Money."
App Store Review
“I love how many features (bill calendar, cash flow manager, easy budgeting, goal setup and tracking, etc) allow you to get a crystal clear picture of where you stand each month.”
App Store Review
"Mint shutting down was a blessing in disguise. Monarch is way better and the connections to institutions way more reliable than Mint. Extremely happy with this app."
App Store Review
“It’s ability to recognize recurring bills is incredible, [and] makes me less anxious worrying that I’ll miss something. Run, don’t walk!”
App Store Review
"This app is so much better than any of the others I’ve tried. My favorite feature is assigning transactions for review which really helps me stay on top of each purchase."
App Store Review
"I have tried and used many budgeting apps — Mint, copilot, rocket money— and Monarch is by far the best one. I love the customization and monthly overviews. I feel more in control of my finances."
App Store Review
"Monarch Money is the best budgeting app overall for 2024. It's the best for anyone looking to cut expenses and increase savings—especially couples or families."
"I looked at Monarch Money, NerdWallet, Rocket Money, Quicken Simplifi, and YNAB (You Need A Budget). My top pick? Monarch Money. Monarch is more than just a budgeting app. It provides everything you need to manage your personal finances."
"It’s like if someone took notes on what my partner and my dreams are for a budgeting app and made them come true, from how easy it is to stay up to date on what we owe each other to the expansive cash flow section."
"We like Monarch because you can customize your dashboard, choosing what you want to see and what you don’t. Monarch categorizes your transactions for you [and] allows you to collaborate with your partner or a financial advisor on your budget."
"The dashboard of Monarch Money displays a clear, concise view of a user’s accounts in one location and offers different views for cash flow, planning, and goal-setting. An investment tracker is built in to make tracking your portfolio a painless process, including historical data analysis and charting tools."
"Monarch Money has become one of the most hyped-up Mint alternatives among Reddit users since Mint is set to shut down in 2024."
"Monarch is consistently highly rated by users with a lot of financial balls in the air, including multiple credit cards, a 401(k), IRA, loans, etc., and minimal bandwidth to deal with them."
"Monarch offers a ton of features, including customizable reports, goal tracking and the ability to manage all of your bills and subscriptions in one calendar. For no extra cost, you can invite your partner to your account and get a joint view of your shared finances. "
"Monarch Money is the best budgeting app overall for 2024. It's the best for anyone looking to cut expenses and increase savings—especially couples or families."
Community resources
Reddit Community
Join our growing community of 24,000+ Redditors. Ask questions and share feedback on what we’re building.
r/monarchmoneyOur Blog
We share expert insights and data-backed research that helps you with your money questions whether big or small.
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Try Monarch free for 7 days
See and manage your finances all in one place. No ads and best-in-class connectivity. Collaborate with your partner or advisor at no extra cost.
