The best budgeting app on the market
Monarch brings all your finances together so you can track your account balances, transactions, and investments in one place. Collaborate with your partner and reach your financial goals faster.
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What is Monarch?
The all-in-one money app
Monarch brings together everything you need to manage your finances effectively, no more winging it. You can collaborate with your partner or financial advisor at no extra cost, and access it on web, iOS, and Android.
Tracking
See exactly where your money is going
Tracking your money shouldn't feel like a chore. With your accounts all in one place, it's easier than ever to know where you stand - from your day-to-day spending to growing your net worth.
Budgeting
Budgeting that fits your life
Monarch offers two ways to budget - Flex Budgeting or Category Budgeting - so you can choose to have the flexibility or structure you need and make budgeting feel easy.
Collaboration
Make smart money moves together
Get a full picture of your finances by bringing together separate and joint accounts all into one view. Invite your partner at no additional cost so you can budget together and reach your goals faster.
Investments
All of your investment holdings in one place
Know exactly what you're invested in and how your portfolio is performing so you can identify top movers and determine where to invest next. Track everything from individual stocks, mutual funds, 401ks, ETFs, crypto, and more.
Planning
Set goals (and crush them)
Create and track progress toward your medium and long term goals, from planning a vacation to a home remodel. Contribute toward your goals within your monthly budget, and watch your savings compound over time.
Dashboard
Prioritize the insights you need
Customize your dashboard view and add widgets to your phone so the insights that are most helpful to you are always front and center.
Syncing
Best-in-class data connectivity
Monarch syncs with multiple financial data providers, more than other apps, to connect with 13,000+ financial institutions and keep them in sync.
Privacy
A focused, ad-free experience
We're committed to building the best product - one that actually makes your finances enjoyable. That means an uncluttered experience with no distracting ads, and we'll never sell your financial data to third parties.
Pricing
Try Monarch free for 7 days
Then $99.99/year or $14.99/month after that.
Use code NEWYEAR2025 for 50% off your first year*
Sign up
Track, budget, and feel good about your money with Monarch in your corner.
Terms
Cancel anytime during your trial without being charged. Your subscription will start 7 days from initial sign up unless you've canceled during the trial.
Your enrollment in the yearly plan will be automatically renewed every twelve (12) months. Monarch will notify you prior to your renewal; if you wish to cancel auto-renewal of the Paid Plan for the following year, you must notify Monarch Money within 3 days of your receipt of an auto-renewal notice.