Welcome to modern money management
Monarch helps you budget, track spending, set goals, and plan your financial future — all in one app.
Everything you need, all in one app
Connect your accounts and Monarch will do the heavy lifting to categorize your finances. From there, you can track, budget, collaborate, and set goals specific to you.
Know where you stand
From your net worth to day-to-day spending and cash flow, feel confident about where you’re at.
Learn moreThe money app everyone is talking about
“This app does it all. It combines extremely granular monthly budgeting functionality with holistic, high-level wealth management tools/goal setting better than any app out there.”
App Store Review
“Because of this app, I feel like I am not winging it financially anymore and feel on top of my spending.”
App Store Review
"Finally a financial dashboard that allows for intuitive customization but also has a powerful set of pre-built functionality! Safe to say we’ve become more aware of our financial situation and made moves toward progress since joining Monarch Money."
App Store Review
"Mint shutting down was a blessing in disguise. Monarch is way better and the connections to institutions way more reliable than Mint. Extremely happy with this app."
App Store Review
“I love how many features (bill calendar, cash flow manager, easy budgeting, goal setup and tracking, etc) allow you to get a crystal clear picture of where you stand each month.”
App Store Review
"Love the interface and ease of use and absolutely love the ad-free experience. Happy to pay a reasonable price for value and know the I’m not the product being sold to advertisers. Wish I would have found Monarch sooner."
What is Monarch?
The all-in-one money app
Monarch brings together everything you need to manage your finances effectively, no more winging it. You can collaborate with your partner or financial advisor at no extra cost, and access it on web, iOS, and Android.
Net Worth
All your accounts, in one place
Connect all your bank accounts, credit cards, loans, real estate, and investments to see your entire financial picture in one place. When you and your partner both sync your accounts, you’ll get a shared view of your finances—making it easier to stay aligned and plan together.
Transactions
Every transaction in one list
Monarch brings all your transactions into one clean, searchable list—no more jumping between apps or bank websites. You can mark transactions as reviewed to stay on top of your spending and quickly spot anything unexpected.
Recurring
Take control of your subscriptions
Monarch automatically detects your recurring subscriptions—like streaming services, gyms, or app memberships—so you never lose track of what you’re paying for. It’s an easy way to spot forgotten charges and take control of your monthly spending.
Reports
Visualize the flow of money
Dive deep into your finances with customizable charts that reveal where your money’s going. Whether you're tracking spending trends, income, or net worth over time, reports help you turn raw data into insights you can act on.
Goals
Your goals, on track
Create a clear plan to save for what matters—whether it’s a home, a vacation, or a rainy day fund. Set targets, track your progress, and stay motivated as you watch your savings grow over time.
Apps
On every device, always in sync
Monarch works seamlessly across web, iOS, and Android—so you can check in on your money anytime, anywhere. Whether you're planning on a laptop or reviewing your budget on the go, your finances are always in sync and ready when you are.