Now available on web and iOS

Val Agostino
Now available on web and iOS

Announcing the first personal finance platform to give step-by-step guidance on the road to financial transformation.

When GPS first became widely available to drivers, it was revolutionary. Before GPS, navigating to a new place meant taking a trial-and-error approach using some combination of analog maps, directions, and road signs. Motorists spent a lot of time lost and frustrated until GPS came along and literally “showed them the way.”

GPS works because it connects the place you are now to the place you want to be—and then it gives you step-by-step guidance to help you get there as efficiently as possible.

We built Monarch to work like GPS for your financial life.

When it comes to personal finances, most people are still stuck in the pre-GPS era. If you don’t fully know where you are financially, don’t know where you’re heading, and don’t have a plan to follow, don’t worry—we’re here to help.

For the past 18 months, our team has been working hard to build Monarch, a personal financial platform that will guide you into your financial future.

Monarch is a next-level platform for managing your money. It makes understanding your finances intuitive, so you can get clear on your goals, create a detailed plan to achieve those goals, and then execute that plan on a daily, monthly, and even yearly basis. Just like GPS, we empower you to make educated decisions about your route, and readjust your plan as you go. We want to get you to your financial destination as efficiently as possible, with less stress, and more clarity.

We built Monarch to put you in the driver’s seat on the road to financial transformation. Now that we’re live on the web and iOS, today we’re bringing you a quick tour of how Monarch works:

Connect your accounts to see where you stand.

Monarch securely and privately syncs with over 11,000 financial institutions. Within moments of creating an account, you’ll be able to see all of your financial institutions and live transactions in one place, giving you a bird’s eye view on all of your money.

With this clear picture, you can easily track changes in your balances and net worth over time—and even see into the future of where your finances are heading.

Net Worth in Monarch

Set goals, and get clear on where you’re headed.

One of Franklin Covey’s famous 7 Habits of Highly Successful People is to “start with the end in mind.” That’s because it’s much easier to stay motivated when you know what you want, and why.

Monarch makes this easy with our Financial Goals feature. You can create multiple goals, and we’ll track your progress against each goal over time—plus predict when you will achieve them.

Overview of Goals in Monarch

Chart your course, and see your financial future now.

While most personal finance tools only show you where your money has gone in the past, Monarch’s financial planning tool helps you see into your financial future

We make it easy to create a detailed financial plan so that, based on your current cash flow, you’ll be able to predict exactly when you’ll achieve your financial goals. 

We also make it easy to change course when your plans change. Want to see what happens if you take a vacation this summer? Remodel the house? Take a new job? No problem. Simply tweak your financial plan, and you can see how those changes in cash flow cascade out into the future to impact your financial goals and net worth over time.

Using Monarch to see into your financial future is easier than editing a spreadsheet. But, if you still want to play with the numbers yourself, we make it easy to export your data straight to a customizable spreadsheet.

Edit Your Plan in Monarch

Stay on track with monthly budgeting.

Monarch’s monthly budget view helps you get clear on your spending and saving habits by quickly showing you how much you’ve earned or spent in various categories.

Spend too much in a particular category? No problem. We know life isn’t static month to month, and your budget shouldn’t be either. Monarch makes it simple to reallocate money from other categories to cover the overage so that you can continue making progress against your goals.

Budget in Monarch

See your progress, and stay motivated.

Research consistently shows that if you can see how your short-term behaviors impact your long-term goals, you are much more likely to make better decisions.

Monarch’s Goal Allocation feature puts this research to use. At the end of every month, we show you your excess savings, and enable you to apply those funds to your goals so that you can see your future coming into focus. This feature helps you form healthier habits, and keeps your goals top-of-mind during the month so that you’re incentivized to keep making progress.

Contribute to Goals in Monarch

We’re committed to serving you, and putting your interests first.

When you sign up for Monarch, you can rest assured that our platform is secure and private. We use bank-level encryption and never store any of your financial credentials.

We’re also focused on building an honest and transparent business model. Unlike most “free” personal finance products that rely on revenue from advertisers and data sales, we’re using a subscription-based business model. This enables us to exclusively focus on improving your financial life, rather than catering to the needs of advertisers.

We’re just getting started.

Our mission at Monarch is to improve your financial life. We are committed to building the best platform to manage your entire financial life, and this is just the beginning.

We’re currently live on the web and iOS with a fully built-out and tested platform. As we look to the future, we already have some exciting updates that will be launching very soon, including:

  • An Android app

  • Support for multi-factor authentication

  • The ability to connect and sync with additional financial institutions

  • ...and lots, lots more!

Monarch is free to try, and quick to set up.

Monarch is now live to everyone in the US, and free to try for 14 days. After that, the subscription price is $9.99 per month, or $7.50 per month if you sign up for a year-long membership ($89.99 per year).

Set up an account now, and within moments, you’ll be setting off on your journey into a brighter financial future.

Val Agostino Co-founder & CEO at Monarch

The modern way to manage your money

Monarch is an all-in-one platform that brings together everything you need to optimize your finances. Join thousands of families using Monarch to achieve financial resilience.