Monarch vs. Simplifi

Turbocharge your personal finances by switching from Simplifi

Make the leap to Monarch and say goodbye to sluggish interfaces and outdated tools, and embrace a sleek, lightning-fast application that will accelerate your financial journey.

Monarch for Web and Mobile

How is Monarch different?

Monarch
Simplifi
Modern, intuitive design
Monarch has a beautiful, intuitive, and clean design across web, iOS, and Android. We obsess over the details to make sure every piece of the product is easy to use.
Function-first design
Simplifi's website and iOS app prioritize functionality over usability in their design.
Robust transaction rules
Monarch's product empowers users to craft personalized transaction rules, enabling tailored control over their financial activity.
Limited rules
Simplifi only allows users to change merchant names and categories of transactions.
Built-in collaboration
Invite a partner to your household for a joint view of your finances at no extra cost. You will each get your own login and a joint understanding of your finances. You can even invite a financial advisor.
Single user
If you want to share your data with your partner, you must share your login and password.
Real estate and car syncing
Monarch automatically syncs your real estate and vehicle values, so your estimated asset values are always up to date.
Manually tracking options
Simplifi users need to manually enter estimated home and vehicle values.
Flexible budgeting tools
Monarch lets you budget your money in a way that works for you. Use rollovers, budget by group or category, and so much more.
No rollover budgets
Simplifi does not allow for rollover budgets.
Free trial period
Try Monarch for free for 7 days, or 30 days when you are referred by a friend.
Paid only
Simplifi is a paid-only service, with no option for a free trial period.
Contribute to the product roadmap
We let our users vote on the features they want us to build next. We use this information to define our product roadmap to ensure we're always building the best product for our customers.
No roadmap visibility
Simplifi does not have a public roadmap available. Users do not know what Simplifi is working on next.
Full data migration
Monarch will take everything from your Simplifi account, including categories, descriptions, account names, and notes in one single upload.
Restricted data transfer
Simplifi takes only a portion of your migrated data and accounts must be uploaded one-by-one.
Monarch
Modern, intuitive design
Monarch has a beautiful, intuitive, and clean design across web, iOS, and Android. We obsess over the details to make sure every piece of the product is easy to use.
Robust transaction rules
Monarch's product empowers users to craft personalized transaction rules, enabling tailored control over their financial activity.
Built-in collaboration
Invite a partner to your household for a joint view of your finances at no extra cost. You will each get your own login and a joint understanding of your finances. You can even invite a financial advisor.
Real estate and car syncing
Monarch automatically syncs your real estate and vehicle values, so your estimated asset values are always up to date.
Flexible budgeting tools
Monarch lets you budget your money in a way that works for you. Use rollovers, budget by group or category, and so much more.
Free trial period
Try Monarch for free for 7 days, or 30 days when you are referred by a friend.
Contribute to the product roadmap
We let our users vote on the features they want us to build next. We use this information to define our product roadmap to ensure we're always building the best product for our customers.
Full data migration
Monarch will take everything from your Simplifi account, including categories, descriptions, account names, and notes in one single upload.
Simplifi
Function-first design
Simplifi's website and iOS app prioritize functionality over usability in their design.
Limited rules
Simplifi only allows users to change merchant names and categories of transactions.
Single user
If you want to share your data with your partner, you must share your login and password.
Manually tracking options
Simplifi users need to manually enter estimated home and vehicle values.
No rollover budgets
Simplifi does not allow for rollover budgets.
Paid only
Simplifi is a paid-only service, with no option for a free trial period.
No roadmap visibility
Simplifi does not have a public roadmap available. Users do not know what Simplifi is working on next.
Restricted data transfer
Simplifi takes only a portion of your migrated data and accounts must be uploaded one-by-one.
4.9
16,000+ reviews

The money app everyone is talking about

“Monarch Money is the best overall budget app for 2024. It's the best for anyone looking to cut expenses and increase savings—especially couples or families.”

“I looked at Monarch Money, NerdWallet, Rocket Money, Quicken Simplifi, and YNAB (You Need A Budget). My top pick? Monarch Money. Monarch is more than just a budgeting app. It provides everything you need to manage your personal finances.”

“Monarch Money has become one of the most hyped-up Mint alternatives among Reddit users since Mint is set to shut down in 2024.”

Yellow starYellow starYellow starYellow starYellow star

“Looking for a mint alternative? THIS IS IT! I wish I switched a long time ago. It does everything mint couldn't. Layout is amazing. Totally and completely worth the money!”

Evan J.
App Store
Yellow starYellow starYellow starYellow starYellow star

“It's beautifully designed and it just works, as advertised; Significantly fewer syncing issues than it's competitors.”

Stephen C.
App Store
Yellow starYellow starYellow starYellow starYellow star

“It's beautifully designed and it just works, as advertised; Significantly fewer syncing issues than it's competitors.”

Stephen C.
App Store
Yellow starYellow starYellow starYellow starYellow star

“I tried YNAB, I tried Mint, I use Monarch. So much more intuitive and the UI/UX is delightful.”

Joshua W.
App Store
Yellow starYellow starYellow starYellow starYellow star

“I love monarch! Especially the cash flow and plan pages. I’ve already recommended it to several friends!”

Leisha L.
App Store
Yellow starYellow starYellow starYellow starYellow star

“Monarch is an elegant way of keeping track of my finances. I can make changes on my Android and they're instantly viewable on my Mac.”

Enrique K.
App Store
Yellow starYellow starYellow starYellow starYellow star

“The intuitive dashboard and cash flow trackers are simple to navigate. The planning tool is awesome. Love this tool!”

Danica E.
App Store
Yellow starYellow starYellow starYellow starYellow star

“Excellent interface, super easy to use. By far the best money management and planning app I've used.”

Paul W.
App Store
Yellow starYellow starYellow starYellow starYellow star

“Moved here from Mint, and wish I had done so years ago. Monarch is what Mint should have been. I'm way more satisfied with Monarch than I ever was with Mint.”

Kate R.
App Store
Yellow starYellow starYellow starYellow starYellow star

“It's beautifully designed and it just works, as advertised; Significantly fewer syncing issues than it's competitors.”

Stephen C.
App Store

Make the switch from Simplifi to Monarch

Monarch is a rapidly growing platform that brings together everything you need to improve your financial health. Join thousands of families using Monarch to achieve financial wellness.

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