Switch from Simplifi to Monarch
Turbocharge your finances by switching from Simplifi
Make the leap to Monarch and say goodbye to sluggish interfaces and outdated tools, and embrace a sleek, lightning-fast application that will accelerate your financial journey.
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Monarch
Simplifi
Modern, intuitive design
Monarch has a beautiful, intuitive, and clean design across web, iOS, and Android. We obsess over the details to make sure every piece of the product is easy to use.
Function-first design
Simplifi's website and iOS app prioritize functionality over usability in their design.
Robust transaction rules
Monarch's product empowers users to craft personalized transaction rules, enabling tailored control over their financial activity.
Limited rules
Simplifi only allows users to change merchant names and categories of transactions.
Free trial period
Try Monarch for free for 7 days, or 30 days when you are referred by a friend.
Paid only
Simplifi is a paid-only service, with no option for a free trial period.
Contribute to the product roadmap
We let our users vote on the features they want us to build next. We use this information to define our product roadmap to ensure we're always building the best product for our customers.
No roadmap visibility
Simplifi does not have a public roadmap available. Users do not know what Simplifi is working on next.
Powerful investment insights
See how your portfolio is performing against key benchmarks like the S&P 500, and know how your investments are allocated to different asset classes so you can adjust to your risk profile.
Basic investment tracking
Simplifi has limited analytical tools for investments beyond balance and performance by date range.
Fan favorite Sankey diagram
Monarch’s Sankey diagram makes it incredibly easy to see where every dollar is flowing, so you can track your patterns at a glance.
Separate reports for spending and income
Simplifi offers reports for spending and income but no Sankey diagram to help you see everything in one place.
Monarch
Modern, intuitive design
Monarch has a beautiful, intuitive, and clean design across web, iOS, and Android. We obsess over the details to make sure every piece of the product is easy to use.
Robust transaction rules
Monarch's product empowers users to craft personalized transaction rules, enabling tailored control over their financial activity.
Free trial period
Try Monarch for free for 7 days, or 30 days when you are referred by a friend.
Contribute to the product roadmap
We let our users vote on the features they want us to build next. We use this information to define our product roadmap to ensure we're always building the best product for our customers.
Powerful investment insights
See how your portfolio is performing against key benchmarks like the S&P 500, and know how your investments are allocated to different asset classes so you can adjust to your risk profile.
Fan favorite Sankey diagram
Monarch’s Sankey diagram makes it incredibly easy to see where every dollar is flowing, so you can track your patterns at a glance.
Simplifi
Function-first design
Simplifi's website and iOS app prioritize functionality over usability in their design.
Limited rules
Simplifi only allows users to change merchant names and categories of transactions.
Paid only
Simplifi is a paid-only service, with no option for a free trial period.
No roadmap visibility
Simplifi does not have a public roadmap available. Users do not know what Simplifi is working on next.
Basic investment tracking
Simplifi has limited analytical tools for investments beyond balance and performance by date range.
Separate reports for spending and income
Simplifi offers reports for spending and income but no Sankey diagram to help you see everything in one place.
“I tried YNAB, I tried Mint, I use Monarch. So much more intuitive and the UI/UX is delightful.”
App Store Review
I tested at least 30 apps to find the best one that did everything great, and this was the only one that managed to tick ALL the boxes! From ease of use, to features, to being able to access and centralize all data no matter what device I’m on.
App Store Review
"I have tried and used many budgeting apps — Mint, copilot, rocket money— and Monarch is by far the best one. I love the customization and monthly overviews. I feel more in control of my finances."
App Store Review
"Finally a financial dashboard that allows for intuitive customization but also has a powerful set of pre-built functionality! Safe to say we’ve become more aware of our financial situation and made moves toward progress since joining Monarch Money."
App Store Review
“Because of this app, I feel like I am not winging it financially anymore and feel on top of my spending.”
App Store Review
“I love how many features (bill calendar, cash flow manager, easy budgeting, goal setup and tracking, etc) allow you to get a crystal clear picture of where you stand each month.”
App Store Review