Switch from YNAB to Monarch
Go beyond simple budgeting with Monarch
Monarch's all-in-one money management platform helps families track their entire financial picture and plan for their future. Join thousands of others switching to Monarch, the best YNAB alternative.
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Monarch
YNAB
All-in-one money management
Monarch isn't just a budgeting app, it's a complete money management platform that helps you see your entire financial picture in one place.
Budgeting
YNAB is a budgeting tool that focuses on helping people spend less than they make every month.
Recurring expense detection
Get clarity on where you're spending your money by automatically detecting your recurring bills and subscriptions. Get notified before you're billed next, cancel what you no longer need.
No recurring detection
YNAB does not automatically identify your subscriptions, making it harder to find and cancel unwanted recurring expenses.
Powerful investment tools
Monarch tracks all of your investment holdings in all of your accounts, so you can analyze your entire portfolio's performance and allocation.
No investment tracking
YNAB can track your account balances, but does not track your investment holdings.
Long-term planning
Monarch helps you generate a financial plan that stretches years into the future. This helps you effectively plan for your larger financial goals and chart a path to retirement.
Short-term budgeting
YNAB focuses on budgeting the money you currently have so you don't overspend.
Vote on our product roadmap
We let our users vote on the features they want us to build next. We use this information to define our product roadmap to ensure we're always building the best product for our customers.
Public roadmap
YNAB does highlight what features are upcoming, but doesn't let users suggest new ideas or vote on anything.
Modern, intuitive design
Monarch has a beautiful, intuitive, and clean design across web and mobile. We obsess over the details to make sure every piece of the product is easy to use.
Outdated design
YNAB's complicated interface requires a lot of time and effort to learn and navigate.
Monarch
All-in-one money management
Monarch isn't just a budgeting app, it's a complete money management platform that helps you see your entire financial picture in one place.
Recurring expense detection
Get clarity on where you're spending your money by automatically detecting your recurring bills and subscriptions. Get notified before you're billed next, cancel what you no longer need.
Powerful investment tools
Monarch tracks all of your investment holdings in all of your accounts, so you can analyze your entire portfolio's performance and allocation.
Long-term planning
Monarch helps you generate a financial plan that stretches years into the future. This helps you effectively plan for your larger financial goals and chart a path to retirement.
Vote on our product roadmap
We let our users vote on the features they want us to build next. We use this information to define our product roadmap to ensure we're always building the best product for our customers.
Modern, intuitive design
Monarch has a beautiful, intuitive, and clean design across web and mobile. We obsess over the details to make sure every piece of the product is easy to use.
YNAB
Budgeting
YNAB is a budgeting tool that focuses on helping people spend less than they make every month.
No recurring detection
YNAB does not automatically identify your subscriptions, making it harder to find and cancel unwanted recurring expenses.
No investment tracking
YNAB can track your account balances, but does not track your investment holdings.
Short-term budgeting
YNAB focuses on budgeting the money you currently have so you don't overspend.
Public roadmap
YNAB does highlight what features are upcoming, but doesn't let users suggest new ideas or vote on anything.
Outdated design
YNAB's complicated interface requires a lot of time and effort to learn and navigate.
“I tried YNAB, I tried Mint, I use Monarch. So much more intuitive and the UI/UX is delightful.”
App Store Review
I tested at least 30 apps to find the best one that did everything great, and this was the only one that managed to tick ALL the boxes! From ease of use, to features, to being able to access and centralize all data no matter what device I’m on.
App Store Review
"I have tried and used many budgeting apps — Mint, copilot, rocket money— and Monarch is by far the best one. I love the customization and monthly overviews. I feel more in control of my finances."
App Store Review
"Finally a financial dashboard that allows for intuitive customization but also has a powerful set of pre-built functionality! Safe to say we’ve become more aware of our financial situation and made moves toward progress since joining Monarch Money."
App Store Review
“Because of this app, I feel like I am not winging it financially anymore and feel on top of my spending.”
App Store Review
“I love how many features (bill calendar, cash flow manager, easy budgeting, goal setup and tracking, etc) allow you to get a crystal clear picture of where you stand each month.”
App Store Review