Switch from Credit Karma to Monarch
Turbocharge your finances by switching from Credit Karma
Hey Mint users! Don’t get downgraded to Credit Karma, switch to Monarch and embrace a new kind of personal finance app that’s intuitive, insightful, and ad-free. Try for free for 7 days.
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Monarch
Credit Karma
Comprehensive budgeting and goals
Monarch's product was built around being actionable with your personal finances —like crushing your debt, spending wisely, and building realistic budgets.
Limited features
Credit Karma currently does not offer any budgeting, spending limit, goal-setting, or proactive financial management capabilities.
No ads and no selling data
We protect your data with bank-level security, and never share it with third parties. We also never show you ads.
Promotion-heavy experience
Credit Karma makes money by promoting credit cards and other financial products to its users - so their interface is filled with ads.
Full Mint history import
Monarch Money supports comprehensive Mint history import, enabling users to seamlessly integrate their entire financial timeline.
Limited to 3 years of history
Credit Karma limits Mint history import to the last three years, erasing any additional history.
Precise bill management
Monarch pinpoints monthly fluctuations in bill payments, alerting you to changes in monthly utilities expenses and other merchant charges
Un-actionable financial insights
Credit Karma is missing bill management capabilities and provides only basic, snapshot-based financial overviews
Modern, intuitive design
Monarch has a beautiful, intuitive, and clean design across web, iOS, and Android. We obsess over the details to make sure every piece of the product is easy to use.
Basic design
Credit Karma's product is bare bones, difficult to navigate, and designed to funnel you to paid products.
Robust transaction rules
Monarch's product empowers users to craft personalized transaction rules, enabling tailored control over their financial activity.
Limited rules
Simplifi only allows users to change merchant names and categories of transactions.
Contribute to the product roadmap
We let our users vote on the features they want us to build next. We use this information to define our product roadmap to ensure we're always building the best product for our customers.
No roadmap visibility
Simplifi does not have a public roadmap available. Users do not know what Simplifi is working on next.
Monarch
Comprehensive budgeting and goals
Monarch's product was built around being actionable with your personal finances —like crushing your debt, spending wisely, and building realistic budgets.
No ads and no selling data
We protect your data with bank-level security, and never share it with third parties. We also never show you ads.
Full Mint history import
Monarch Money supports comprehensive Mint history import, enabling users to seamlessly integrate their entire financial timeline.
Precise bill management
Monarch pinpoints monthly fluctuations in bill payments, alerting you to changes in monthly utilities expenses and other merchant charges
Modern, intuitive design
Monarch has a beautiful, intuitive, and clean design across web, iOS, and Android. We obsess over the details to make sure every piece of the product is easy to use.
Robust transaction rules
Monarch's product empowers users to craft personalized transaction rules, enabling tailored control over their financial activity.
Contribute to the product roadmap
We let our users vote on the features they want us to build next. We use this information to define our product roadmap to ensure we're always building the best product for our customers.
Credit Karma
Limited features
Credit Karma currently does not offer any budgeting, spending limit, goal-setting, or proactive financial management capabilities.
Promotion-heavy experience
Credit Karma makes money by promoting credit cards and other financial products to its users - so their interface is filled with ads.
Limited to 3 years of history
Credit Karma limits Mint history import to the last three years, erasing any additional history.
Un-actionable financial insights
Credit Karma is missing bill management capabilities and provides only basic, snapshot-based financial overviews
Basic design
Credit Karma's product is bare bones, difficult to navigate, and designed to funnel you to paid products.
Limited rules
Simplifi only allows users to change merchant names and categories of transactions.
No roadmap visibility
Simplifi does not have a public roadmap available. Users do not know what Simplifi is working on next.
“I tried YNAB, I tried Mint, I use Monarch. So much more intuitive and the UI/UX is delightful.”
App Store Review
I tested at least 30 apps to find the best one that did everything great, and this was the only one that managed to tick ALL the boxes! From ease of use, to features, to being able to access and centralize all data no matter what device I’m on.
App Store Review
"I have tried and used many budgeting apps — Mint, copilot, rocket money— and Monarch is by far the best one. I love the customization and monthly overviews. I feel more in control of my finances."
App Store Review
"Finally a financial dashboard that allows for intuitive customization but also has a powerful set of pre-built functionality! Safe to say we’ve become more aware of our financial situation and made moves toward progress since joining Monarch Money."
App Store Review
“Because of this app, I feel like I am not winging it financially anymore and feel on top of my spending.”
App Store Review
“I love how many features (bill calendar, cash flow manager, easy budgeting, goal setup and tracking, etc) allow you to get a crystal clear picture of where you stand each month.”
App Store Review