Monarch makes money through a low-cost subscription. This means we get to focus solely on improving the product for you, and you never see an ad.
Invite a partner to your household for a joint view of your finances. You will each get your own login and a joint understanding of your finances. You can even invite a financial advisor.
Powerful investment tools
Monarch tracks all of your investment holdings in all of your accounts, so you can analyze your entire portfolio's performance and allocation.
Improved data syncing
Monarch uses multiple data providers to optimize our institution sync coverage. This means more institutions are supported, syncs happen faster, and you get clean data for your balances, transactions, and investments.
Plan for your financial future
Monarch helps you generate a financial plan that stretches years into the future. This helps you effectively plan for your larger financial goals.
Responsive customer support
Our customer support team will jump in and help you with any questions, comments, or issues you may think of. We're always here to help!
Contribute to the product roadmap
We let our users vote on the features they want us to build next. We use this information to define our product roadmap to ensure we're always building the best product for our users.
Modern, intuitive design
Monarch has a beautiful, intuitive, and clean design across web and mobile. We obsess over the details to make sure every piece of the product is easy to use.
The interface is filled with distracting ads. "Special partner" offers cannot be disabled.
If you want to share your data with a partner, you must share your login and password.
Limited investment tracking
Mint tracks your account balances, and captures some holding information.
Mint has built their own syncing infrastructure instead of integrating with the leading data providers.
Focused on the past
Mint's reports focus on what has happened in the past, after you've already spent the money.
Mint does not offer any kind of customer support from real humans.
No roadmap visibility
Mint does not have a public roadmap available. Users do not know what Mint is working on next.
Mint's web interface has remained the same for many years while mobile has changed more frequently, making the two apps feel disconnected.