#Your Target runs, now perfectly categorized in Monarch

We recently launched the Monarch Chrome Extension to tackle one of the most common requests from members: to help sync, split, and categorize Amazon orders automatically. Today, we’ve added Target support to the extension. So whether you're buying groceries, school supplies, or clothes, your Target trips will now be effortlessly tracked and accurately categorized.

The extension will help do the heavy lifting for both your online orders and in-store trips, as long as they’re tied to your Target account. That means:

• Smarter, more precise categorization
• Automatic splitting for multi-item orders
• Notes to remind you of transaction details

The result? Cleaner budgets, clearer reports, and a lot less manual editing!

If you’ve already downloaded the extension, open it today and you’ll see the option to connect to Target.

And if you haven’t used the extension yet, give it a try today to sync and categorize orders from both Amazon and Target.

#Track your credit utilization, card by card

Understanding your credit health just got easier. You can now see your credit card limit and utilization rate (the percentage used based on your current statement balance) directly in Monarch.

From your Accounts page and individual account detail pages, you’ll see:

• A utilization bar showing your usage at a glance
• A detailed breakdown of your current balance, limit, and credit remaining (on web, just hover over the utilization bar from your Accounts page)
• The option to manually add or update your credit limit

Keeping your utilization low is one of the most effective ways to protect your credit score and now you’ll always know where you stand across all your accounts, within Monarch.

Check out the Credit Cards section of your Accounts page to see where you stand.

#Other improvements

#🔗 A public dashboard for bank connection quality

We've launched our new connectivity dashboard where you can see connection health metrics for every financial institution we support. Check connection success rates, how long connections stay active, and average update times—all in one place.

We’ll soon bring this information into the product so that it’s there to help exactly when and where you need it.

Check it out (and for even more context, read more about why we built it and made it public).

#✨ Smarter categorization is here

We’ve made big improvements to how Monarch categorizes your transactions. You’ll notice more accuracy than ever before, including fewer uncategorized items. It also now applies your custom categories automatically and learns from your past edits.

If you see any unexpected categorizations as the new system rolls out, don't worry—as you correct the categorization for any transaction, the system will quickly learn what fits best into your custom categories!

#📊 New spending chart visualizations

The spending widget on your dashboard now has two new comparison modes that help you understand how you’re trending:

• Current vs average month: displays current month spending against your rolling 12-month average
• YTD comparison: provides year-to-date spending vs last year

# 🔀 Splitting transactions just got easier

Now, when you split a transaction, it automatically inherits the original category—making the process easier and ensuring more accuracy.

#What’s next

We’re making great progress on our update to the goals feature, and you’ll continue to see foundational improvements roll out—some of which include refreshed design elements. If you missed it, here’s a look at the improvements we’ve made just recently. Bigger updates on the way include goal forecasting, on/off track status, spending for goals from credit cards, and more.

We’re also excited to deliver on enhanced collaboration features, making it easier for couples to manage money together. These new features will make it easier to view, compare, and coordinate shared and separate finances—so you can have transparency but still easily see what's yours (and even mark some accounts as private if desired).

#We’re hiring

We're hiring for a number of roles at Monarch across product, engineering, marketing, and ops. As you know, we love hiring Monarch members! Check out our careers page to learn more and apply.